Gornja Gorica

Podgorica | Podgorica Municipality

The Character of

Villa Living

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Montenegro Sotheby's International Realty

Presented At

€810,000

Bedrooms

Bathrooms

Living

2,487

SQFT

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 1

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 2

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 3

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 4

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 5

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 6

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 7

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 8

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 9

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 10

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 11

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. - Photo 12

Gornja Gorica

Podgorica | Podgorica Municipality

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro. , Podgorica , Podgorica Municipality

Villa Gornja Gorica

Area: 231 m2 Bedrooms: 5 Bathrooms: 3 + 1 Garage Situated in Gornja Gorica, just 2 km from Big Fashion Mall and City Kvart, this 231 m² luxury villa on a 550 m2 plot offers everything for modern, elegant living. Equipped with a private pool, sauna, smart home system, security with cameras, underfloor heating, multi-split A/C, premium Porcelanosa tiles, Hansgrohe Axor fixtures, Geberit systems, and aluminum joinery. It's a perfect blend of comfort and sophistication. Villa also has Eco-friendly heat pump system that ensures ideal indoor temperature year-round

warm, comfortable, and energy efficient.

Ground floor of the villa contains spacious living room with exit to the big terrace, with dining and kitchen, guestroom (or study/gym/other) with en suite bathroom with a spacious Hafra sauna for four

Gallery

3D Street View Tour

Property Location

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro., Podgorica Podgorica Municipality

Local Weather & Climate

Podgorica, Podgorica Municipality

Current Conditions Updated recently

46 °F

Mist

Feels Like 46°F

Humidity 93%

Wind 2 mph

Visibility 1.9 mi

Sunrise 5:55 AM

Sunset 3:58 PM

5-Day Forecast

Tue 3 Feb

Clouds

High 48°

Low 47°

Wed 4 Feb

Clouds

High 60°

Low 49°

Thu 5 Feb

Rain

High 52°

Low 49°

Fri 6 Feb

Rain

High 49°

Low 49°

Sat 7 Feb

Rain

High 58°

Low 50°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Podgorica?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$810,000

Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro.

Podgorica, Podgorica Municipality

5 Beds

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Market Opinion

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Our perspective on current market conditions in Podgorica. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $81,000,000 20% down ($16,200,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$6,960/day

Your home may appreciate while you sleep

$48,856/week $211,709/mo $2,540,514/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$44.6M

+$63.2M

$63.2M Potential Equity

vs $44.6M lost to rent over 10 years

$16.2M Down Payment Growth

3.9x

10yr

$63.2M

8.1x

20yr

$130.9M

12.6x

30yr

$204.6M

Wealth Comparison

×487

Equivalent to 487 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $204.6M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $95.4M +18%

Market $110.3M +36%

Optimistic $127.3M +57%

$63.2M est. equity

20 Years

Conservative $112.3M +39%

Market $150.2M +85%

Optimistic $200.0M +147%

$130.9M est. equity

30 Years

Conservative $132.3M +63%

Market $204.6M +153%

Optimistic $314.4M +288%

$204.6M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro have?

This house at Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro features 5 bedrooms with 2,487 square feet of living space.

What is the size of Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro?

This property offers 2,487 square feet of living space.

What is the listing price for Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro?

This property is listed at $81,000,000, which equals $32569 per square foot.

Is now a good time to buy a home in Podgorica?

Based on current market indicators, Podgorica shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Gornja Gorica, Podgorica, Podgorica, Podgorica Municipality, Montenegro?

This is a house located in Podgorica, Podgorica Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: